Why the Little loan Shop?


The Little Loan Shop is an established finance company offering small, short term loans for emergency cash shortages and payday loans. We lend up to $600 for up to 6 weeks. Our costs are amongst the lowest compared to other payday loan and cash loan providers in the country.

Our application can be done on line from anywhere in New Zealand. Everythinig can be done online so there is no faxing or scanning or sending documents. We can still  process our loans manually in a more traditional manner if required.The benefit of this is cost savings which are passed directly on to you!

We are fully transparent and have no hidden fees or costs, you can view interest rates and costs before application and you will of course be provided with a full breakdown of your loan upon application before entering into a contract.

If you have had credit issues in the past, you may still be eligible loan. Simply apply and we will evaluate your current financial situation and whether loan repayments would be affordable – your past credit issues are only one consideration we take into account. Most importantly are the recent history of income and payments to and from your bank account. If you are currently bankrupt or under a SIO or No Asset Procedure we won't be able to help.