Quick Loans Same Day

Same day loans, also called payday loans, are quick and get you cash when you need it. Online application is easy and takes just a few simple steps. When an unexpected financial emergency crops up a quick same day loan can be the answer you're looking for.

Applicants for same day, payday loans must be New Zealand citizens over 18 years of age and be able to provide a current photo ID, proof of address and bank statements. The personal information required can be verified online after consent has been given. Online verification saves you, the applicant, time as well as the hassle of scanning and emailing or uploading documents.

Payday loans are intended for short term use only and must be repaid in full over 4 to 6 weeks. They are unsecured, meaning that no collateral is required. Online applications typically receive an answer within minutes, and if the loan is approved, the cash will be in your bank account in 60 min or less.

Loan repayments are direct debited from the borrower's bank account and deductions are scheduled to match their pay day. Interest on the loan is charged daily, so the quicker the loan is repaid, the smaller the total amount will be.

There are many online same day payday loan companies. Lenders are required to prominently and clearly display their contract terms and conditions as well as cost of borrowing on their website. This makes it easy to compare interest rates and fees before applying so that you get the best deal you can.