Our quick advances are very convenient for emergencies and money shortage and can help fix your short term financial problems. If you need to conduct a rush payment on a household bill then we have a solution. You can obtain our pay day advance by using our easy application process. But be aware that short term cash loans from The Little Loan Shop are for occassional use only and are not suitable for an ongoing source of credit. The Little Loan Shop is in business to make sure you are happy and financially sound until your next payday. Our pay day advance product may be right for you if you have been at your place of employment for at least three months, and you earn at least $450 per week.
Bad Credit Is Okay
Although we may check your credit score, we still understand that bad things sometimes happen to good people. We will consider the circumstances of your situation, and we will do our best to approve you for a short term loan. Our goal is to put fast cash in your hands so that you can conduct your business accordingly. We try to help every New Zealand resident to take care of his or her obligations in a timely fashion. But we always check to see if you can afford the repayments without undue hardship.
How Much Can You Borrow?
Our credit limit for each customer is a maximum of $600. However, it's important the loan repayments are affordable for you. We determine the loan amount based on matching the payments to our estimate of your financial circumstances. We provide a comfortable small pay day advance that you can use for a number of purposes, up to and including bills, shopping, urgent travel, car rentals and more. The cash that you borrow from us is to help you as needed.
When Will You Have to Pay It Back?
Our loan agreements are for one to six weeks. We want to give you enough to time to make small payments instead of worrying yourself with one huge payment. You can opt to pay us back in one monthly payment, or you can choose our convenient weekly or fortnightly options.
How Long Does It Take to Get the Money?
If this is not your first time applying with us, then you could receive your funds in as few as 60 minutes. Your first application will need additional processing time, however. Our friendly loan specialists have to verify the information that you gave us such as your identity, employment status and your banking information. Once we approve your application, we will send your pay day advance directly to your bank account. Ready to apply? Start with our online application form.