We consider everyone, even if your credit rating is bad
Many people in Christchurch will go through life having financial issues from time to time. It’s the high paced, consumer-based society we live in. If or when this happens to you and you’re just a few hundred dollars short until your next pay, one solution is to apply for a payday loan in Christchurch on The Little Loan Shop website. There’s no guarantee your application will be approved, but most people who have a regular income over $450 per week and at least half of this comes from paid employment get fair and reasonable consideration. This is in spite of a credit history which could be good or bad. There’s no judgement here at The Little Loan Shop and your credit history does not have to be perfect.
Christchurch City is the largest city in the South Island of New Zealand and is known as the "Garden City" because of its many beautiful parks, gardens and tree-lined streets. It was named after Christ Church, a college at the University of Oxford and was originally known as Christ Church. The name was abbreviated through common usage. The city is on the banks of the Avon River and the Heathcote River and bound by the Waimakariri River to the north. There’s always plenty to see and do - in the centre of the city is Hagley Park as well as the large Christchurch Botanic Gardens. Hagley Park is often used for sports such as cricket, netball, and rugby. The region is known as Canterbury.
Since it’s such a lovely city, many people enjoy living there and are passionate about the easy life style. But sometimes things can get a bit hectic and some people experience a tight financial time when the bills are more than the amount of money available. If the demand for money was spread more evenly, it could be manageable. This is when a fast cash loan from The Little Loan Shop may be of help to smooth out the cash flow wrinkles.
In September 2010, Christchurch City and the surrounding region, was struck by a large earthquake. Many thousands of aftershocks, including several large destructive earthquakes were subsequently experienced. Much of the Christchurch City CBD was destroyed or made uninhabitable, especially in the Eastern Suburbs. Christchurch City is still in recovery after this devastation and slowly but surely the destroyed buildings are being replaced. In parts of the Eastern Suburbs some residents needed to sell their houses to the council and move out, as the land is too unstable to rebuild there.
If you need a small cash loan, it’s best to try and borrow from friends or family as this will save you a lot of money. Payday loans are an expensive way to borrow and will cost you more. But they can be a useful way to help you through a financial emergency. The Little Loan Shop specializes in Payday loans in Christchurch as well as the rest of New Zealand.
Christchurch is the home of a rugby team that competes in an international rugby competition. This team is the most successful team in the history of this international competition with eight titles.
What you need to get a loan
- You must be earning at least $450 per week after tax. And more than half of this must come from paid employment
- Your pay must be deposited in your bank account on regular basis. We don't lend to self-employed
- You need to have internet access, an active email and a mobile phone
How it works
1. You apply in minutes and we assess your application within 60 minutes.
2. You confirm your acceptance after receiving an offer from us by email. No obligation to accept
3. You receive the money in your bank account
4. We direct debit the repayments from your bank on your pay day as agreed
Is The Little Loan Shop right for you?
- Only take out a loan if you can comfortably manage the repayments
- Our loans are for short term only, usually 1 to 6 weeks. Don't use this type of loan for long term financial needs
- Late of missed payments will mean extra charges and may affect your credit rating
Help and Support
Check out our FAQ for information about our loans. Go to Blog for tips