FAST ONLINE PROCESS FOR GETTING INSTANT

CASH LOANS IN NEW ZEALAND

Have you been looking for a quick and easy online loan in New Zealand? Well, you’ve come to the right place!  The Little Loan Shop is here to help when you need cash in a hurry. Our application process for an online loan is fast and easy, and if you do need to talk to someone for help along the way you’ll be impressed with our friendly and courteous service.

 

What must I have to apply for an online loan?

In order to apply for an online loan you must have a smart mobile phone and an email address that you use regularly.  The benefits of online loans include the fact that you can send off your application at any time of the day and the whole process is completely paperless.

 

How much can I borrow?

At The Little Loan Shop we do our very best to help you find the perfect solution for your particular situation. For first-time borrowers, we assess the information you give us on your income and expenses and determine the right amount for your individual circumstances. There is an upper limit on your first online loan with The Little Loan Shop, and we will only approve your application if we consider you can comfortably afford to meet your repayments on time. We are more than happy to review your credit limit with a view to increasing the amount you may borrow when you have shown a reliable repayment history.

 

How do I make my online loan repayments?

The Little Loan Shop makes every effort to ensure repaying your online loan is as painless as possible. We do this by direct debiting your payment on the same day your pay goes into your bank account from your employment. There are no fees if you wish to make extra payments and/or pay the loan off early in a lump sum. You will pay less interest if you repay the loan in full early because we only charge you for the exact number of days you have borrowed.

 

What are the fees and interest rates?

At The Little Loan Shop we know how important it is that you understand exactly what you’re getting yourself into when you sign up for an online loan. To make sure you do, we give you full details of the total amount payable, your repayment schedule, the interest rate and fees and our full terms and conditions. We also spell out your obligations that go along with having a short-term loan and how we can help if you start to have difficulty meeting your repayments.