When you’re in need of instant finance The Little Loan Shop is here to help. Our online loan application process is quick and easy, and you can have money in your bank account within 60 minutes upon approval. If you need help with your application our friendly courteous service is a quick phone call away.

 

Apply in minutes, 100% paperless

Applying for a Little Loan Shop personal loan takes a few short minutes. With your consent, our secure technology enables us to view your bank account information and verify your Identification documents saving you much time and hassle providing your details. If your loan is approved, you will still need to sign a Credit Contract, however, this is done on your smart phone making the process completely paperless. The entire process can be finished in approximately an hour at the earliest. The need for instant finance fulfilled!

 

What do I need to know about my loan?

At The Little Loan Shop we take great care throughout the speedy application process to ensure you understand everything about your rights and obligations when you take out a loan. In addition, you will be clearly shown the interest rates, fees, total amount payable and repayment amounts. Nothing is hidden. A copy of your loan Credit Contract is emailed to you when you have signed it.

 

What about my repayments?

Perhaps under the pressure of needing instant finance, you haven’t thought much about how you might repay your loan. Don’t worry, The Little Loan Shop will adjust the repayments to an amount you can comfortably afford. The loan repayments will be deducted from your bank account the same day the pay from your employment goes in. You won’t need to give it a second thought.

 

A note of caution

Unexpected urgent costs such as car repairs, medical or dental bills or a family emergency are good examples of appropriate use of short-term instant finance. It’s important that short-term borrowing is limited to these types of situations and not used for long periods or to manage larger debt.

 

A word about us

The Little Loan Shop is a responsible lender. We aim at all times to act with integrity and treat all our clients fairly. We might decide not to approve an instant finance application if we determine you cannot comfortably afford the repayments or if the type of loan you have asked for will not meet your needs or goals.